Ready-made fund mixes

A mix is two real US-listed funds held together at fixed weights and rebalanced daily. These pages show what each blend actually did — yearly return, Sharpe and the worst drop — next to both of the funds inside it. Data as of 2026-09-25.

Data as of 2026-09-25 · window 2016-09-25 → 2026-09-25 · fixed weights, rebalanced daily · dividends reinvested, fund fees already deducted · Market Data from Tiingo.com

Which style should I look at?

Style	Mixes	Highest return a year	That mix's worst drop	Shallowest worst drop in style
Stable	20	+6.5% a year (USFR + QQQ)	-6.9%	-6.0%
Balanced	28	+15.0% a year (VRIG + SMH)	-20.0%	-19.5%
Growth	69	+20.0% a year (OPPJ + RSPT)	-32.8%	-22.6%

What each style means

Stable — Stable pairs a defensive fund with a growth fund, so most of the money sits in the calmer half. The point is a much shallower ride, not the biggest number.
Balanced — Balanced is the middle of the road: a broad equity fund blended with something that zig-zags at different times. Neither the calmest nor the fastest.
Growth — Growth leans on the faster half — technology, semiconductors, momentum — blended with a second fund that behaves differently. Bigger moves, both ways.

A fourth style (Aggressive) is part of the paid plan and is not published on this page — it is shown inside the tool. See pricing.

How these mixes are built

Each mix is a pair of funds from our screened pool, held at a fixed weight and rebalanced daily over the same window, with dividends reinvested and fees already deducted from the returns. The list is arithmetic — we do not rank by opinion, and we do not publish signals or forecasts.

How to read this table

Return a year — annualised (CAGR) over the window shown; the mix is rebalanced daily, so each percentage is the blend, not one of its two funds.
Sharpe — return per unit of volatility, risk-free rate taken as zero. Higher means smoother, not better.
Worst drop — the deepest peak-to-trough fall in the window. This is the column people feel most.
Every fund name links to its own page with its own history, fees and every calendar year.

What this page is not

It is not investment advice, not a recommendation, and not a forecast. The mixes are arithmetic over past data — fixed pairs, same rules for everyone. We publish no ratings and no "best fund" list. Past performance is not a reliable indicator of future results.