Growth leans on the faster half — technology, semiconductors, momentum — blended with a second fund that behaves differently. Bigger moves, both ways. Every mix below is a fixed two-fund blend, held through the same window with the same rules: dividends reinvested and fund fees already deducted. Data as of 2026-09-25 — history, not a forecast.
| Mix | Return a year | Sharpe | Worst drop | Funds it holds |
|---|---|---|---|---|
| OPPJ + RSPT OPPJ 50% + RSPT 50% — a steadier version of RSPT | +20.0% | 1.23 | -32.8% | OPPJ 50% · RSPT 50% |
| ITOT + XNTK ITOT 50% + XNTK 50% — a steadier version of XNTK | +20.0% | 0.96 | -37.5% | ITOT 50% · XNTK 50% |
| PTNQ + PSI PTNQ 75% + PSI 25% — a steadier version of PSI | +20.0% | 1.04 | -29.9% | PTNQ 75% · PSI 25% |
| VOO + PSI VOO 75% + PSI 25% — a steadier version of PSI | +20.0% | 0.99 | -34.1% | VOO 75% · PSI 25% |
| DXJ + COPX DXJ 80% + COPX 20% — a steadier version of COPX | +20.0% | 1.09 | -44.2% | DXJ 80% · COPX 20% |
| FTXL + FLRN FTXL 60% + FLRN 40% — a steadier version of FTXL | +20.0% | 0.97 | -28.2% | FTXL 60% · FLRN 40% |
| FTXL + FLOT FTXL 60% + FLOT 40% — a steadier version of FTXL | +20.0% | 0.97 | -28.2% | FTXL 60% · FLOT 40% |
| FTEC + GLD FTEC 55% + GLD 45% — a steadier version of FTEC | +20.0% | 1.32 | -23.6% | FTEC 55% · GLD 45% |
| EWT + DXJ EWT 75% + DXJ 25% — a steadier version of EWT | +20.0% | 1.00 | -30.7% | EWT 75% · DXJ 25% |
| DXJ + RSPT DXJ 70% + RSPT 30% — a steadier version of RSPT | +20.0% | 1.24 | -32.8% | DXJ 70% · RSPT 30% |
| RSPT + DBJP RSPT 60% + DBJP 40% — a steadier version of RSPT | +20.0% | 1.10 | -31.0% | RSPT 60% · DBJP 40% |
| IVV + PSI IVV 75% + PSI 25% — a steadier version of PSI | +20.0% | 0.99 | -34.0% | IVV 75% · PSI 25% |
| GLD + SMH GLD 70% + SMH 30% — a steadier version of SMH | +20.0% | 1.27 | -22.6% | GLD 70% · SMH 30% |
| RSPT + HEWJ RSPT 60% + HEWJ 40% — a steadier version of RSPT | +20.0% | 1.10 | -31.1% | RSPT 60% · HEWJ 40% |
| IWL + XNTK IWL 60% + XNTK 40% — a steadier version of XNTK | +19.9% | 1.00 | -34.5% | IWL 60% · XNTK 40% |
| SPLG + PSI SPLG 75% + PSI 25% — a steadier version of PSI | +19.9% | 0.99 | -33.9% | SPLG 75% · PSI 25% |
| SPY + PSI SPY 75% + PSI 25% — a steadier version of PSI | +19.9% | 0.99 | -33.8% | SPY 75% · PSI 25% |
| SPLG + XNTK SPLG 55% + XNTK 45% — a steadier version of XNTK | +19.9% | 0.99 | -35.2% | SPLG 55% · XNTK 45% |
| DXJ + QQQ DXJ 70% + QQQ 30% — a steadier version of QQQ | +19.9% | 1.29 | -31.4% | DXJ 70% · QQQ 30% |
| PTNQ + XNTK PTNQ 55% + XNTK 45% — a steadier version of XNTK | +19.9% | 1.02 | -33.0% | PTNQ 55% · XNTK 45% |
| DXJ + SPMO DXJ 60% + SPMO 40% — a steadier version of SPMO | +19.9% | 1.31 | -31.4% | DXJ 60% · SPMO 40% |
| SPMO + OPPJ SPMO 65% + OPPJ 35% — a steadier version of SPMO | +19.9% | 1.27 | -30.3% | SPMO 65% · OPPJ 35% |
| QQQ + GLD QQQ 80% + GLD 20% — a steadier version of QQQ | +19.9% | 1.14 | -30.4% | QQQ 80% · GLD 20% |
| VTI + FTXL VTI 70% + FTXL 30% — a steadier version of FTXL | +19.9% | 0.96 | -34.4% | VTI 70% · FTXL 30% |
| VOO + XNTK VOO 55% + XNTK 45% — a steadier version of XNTK | +19.9% | 0.99 | -35.2% | VOO 55% · XNTK 45% |
| SPMO + DBJP SPMO 75% + DBJP 25% — a steadier version of SPMO | +19.9% | 1.16 | -29.5% | SPMO 75% · DBJP 25% |
| VGT + VRIG VGT 75% + VRIG 25% — a steadier version of VGT | +19.9% | 1.14 | -27.2% | VGT 75% · VRIG 25% |
| OPPJ + QQQ OPPJ 50% + QQQ 50% — a steadier version of QQQ | +19.9% | 1.31 | -30.4% | OPPJ 50% · QQQ 50% |
| DBJP + IGM DBJP 65% + IGM 35% — a steadier version of IGM | +19.9% | 1.24 | -30.2% | DBJP 65% · IGM 35% |
| ITOT + FTXL ITOT 70% + FTXL 30% — a steadier version of FTXL | +19.9% | 0.95 | -34.4% | ITOT 70% · FTXL 30% |
| HEWJ + IGM HEWJ 65% + IGM 35% — a steadier version of IGM | +19.8% | 1.24 | -30.3% | HEWJ 65% · IGM 35% |
| OEF + IGM OEF 60% + IGM 40% — a steadier version of IGM | +19.8% | 1.03 | -31.6% | OEF 60% · IGM 40% |
| COPX + OEF COPX 50% + OEF 50% — a steadier version of COPX | +19.8% | 0.79 | -44.8% | COPX 50% · OEF 50% |
| QQQ + DBJP QQQ 60% + DBJP 40% — a steadier version of QQQ | +19.8% | 1.18 | -28.9% | QQQ 60% · DBJP 40% |
| IOO + IGM IOO 60% + IGM 40% — a steadier version of IGM | +19.8% | 1.07 | -30.6% | IOO 60% · IGM 40% |
| IOO + IYW IOO 65% + IYW 35% — a steadier version of IYW | +19.8% | 1.09 | -30.9% | IOO 65% · IYW 35% |
| QQQ + HEWJ QQQ 60% + HEWJ 40% — a steadier version of QQQ | +19.8% | 1.18 | -29.0% | QQQ 60% · HEWJ 40% |
| DBJP + IYW DBJP 70% + IYW 30% — a steadier version of IYW | +19.8% | 1.28 | -30.5% | DBJP 70% · IYW 30% |
| XLK + VRIG XLK 75% + VRIG 25% — a steadier version of XLK | +19.8% | 1.13 | -26.3% | XLK 75% · VRIG 25% |
| SMH + VRIG SMH 50% + VRIG 50% — a steadier version of SMH | +19.8% | 1.22 | -24.9% | SMH 50% · VRIG 50% |
| OEF + FTXL OEF 80% + FTXL 20% — a steadier version of FTXL | +19.8% | 1.03 | -31.8% | OEF 80% · FTXL 20% |
| IXN + GLD IXN 55% + GLD 45% — a steadier version of IXN | +19.8% | 1.27 | -24.5% | IXN 55% · GLD 45% |
| VGT + FLRN VGT 75% + FLRN 25% — a steadier version of VGT | +19.7% | 1.14 | -27.1% | VGT 75% · FLRN 25% |
| EWT + OPPJ EWT 80% + OPPJ 20% — a steadier version of EWT | +19.7% | 0.96 | -31.8% | EWT 80% · OPPJ 20% |
| VGT + FLOT VGT 75% + FLOT 25% — a steadier version of VGT | +19.7% | 1.14 | -27.1% | VGT 75% · FLOT 25% |
| FTEC + VRIG FTEC 75% + VRIG 25% — a steadier version of FTEC | +19.7% | 1.13 | -27.1% | FTEC 75% · VRIG 25% |
| IGM + GLD IGM 55% + GLD 45% — a steadier version of IGM | +19.7% | 1.27 | -28.2% | IGM 55% · GLD 45% |
| PTNQ + IXN PTNQ 55% + IXN 45% — a steadier version of IXN | +19.7% | 1.07 | -28.8% | PTNQ 55% · IXN 45% |
| XLK + FLRN XLK 75% + FLRN 25% — a steadier version of XLK | +19.7% | 1.13 | -25.9% | XLK 75% · FLRN 25% |
| XLK + FLOT XLK 75% + FLOT 25% — a steadier version of XLK | +19.7% | 1.13 | -26.0% | XLK 75% · FLOT 25% |
| RSPT + IOO RSPT 60% + IOO 40% — a steadier version of RSPT | +19.7% | 1.00 | -32.6% | RSPT 60% · IOO 40% |
| PTNQ + IYW PTNQ 60% + IYW 40% — a steadier version of IYW | +19.6% | 1.08 | -29.0% | PTNQ 60% · IYW 40% |
| FTEC + FLRN FTEC 75% + FLRN 25% — a steadier version of FTEC | +19.6% | 1.13 | -27.0% | FTEC 75% · FLRN 25% |
| FTEC + FLOT FTEC 75% + FLOT 25% — a steadier version of FTEC | +19.6% | 1.13 | -27.0% | FTEC 75% · FLOT 25% |
| COPX + PTNQ COPX 55% + PTNQ 45% — a steadier version of COPX | +19.5% | 0.77 | -42.9% | COPX 55% · PTNQ 45% |
| FLRN + SMH FLRN 50% + SMH 50% — a steadier version of SMH | +19.5% | 1.21 | -24.8% | FLRN 50% · SMH 50% |
| FLOT + SMH FLOT 50% + SMH 50% — a steadier version of SMH | +19.5% | 1.22 | -24.8% | FLOT 50% · SMH 50% |
| EWT + HEWJ EWT 80% + HEWJ 20% — a steadier version of EWT | +19.5% | 0.94 | -33.2% | EWT 80% · HEWJ 20% |
| IOO + COPX IOO 55% + COPX 45% — a steadier version of COPX | +19.5% | 0.82 | -43.4% | IOO 55% · COPX 45% |
| IXN + VRIG IXN 75% + VRIG 25% — a steadier version of IXN | +19.5% | 1.10 | -28.2% | IXN 75% · VRIG 25% |
| EWT + OEF EWT 80% + OEF 20% — a steadier version of EWT | +19.5% | 0.90 | -36.1% | EWT 80% · OEF 20% |
| IWL + COPX IWL 55% + COPX 45% — a steadier version of COPX | +19.4% | 0.81 | -42.6% | IWL 55% · COPX 45% |
| EWT + IOO EWT 80% + IOO 20% — a steadier version of EWT | +19.4% | 0.90 | -35.6% | EWT 80% · IOO 20% |
| IWY + OPPJ IWY 80% + OPPJ 20% — a steadier version of IWY | +19.2% | 1.12 | -29.0% | IWY 80% · OPPJ 20% |
| HEWJ + UGA HEWJ 70% + UGA 30% — a steadier version of UGA | +19.2% | 0.96 | -43.8% | HEWJ 70% · UGA 30% |
| OEF + UGA OEF 75% + UGA 25% — a steadier version of UGA | +18.7% | 0.93 | -43.7% | OEF 75% · UGA 25% |
| IWL + UGA IWL 75% + UGA 25% — a steadier version of UGA | +18.4% | 0.92 | -44.5% | IWL 75% · UGA 25% |
| SPLG + UGA SPLG 80% + UGA 20% — a steadier version of UGA | +17.4% | 0.90 | -43.1% | SPLG 80% · UGA 20% |
| VOO + UGA VOO 80% + UGA 20% — a steadier version of UGA | +17.4% | 0.90 | -43.2% | VOO 80% · UGA 20% |
The order is arithmetic over past data and is not a judgement about which mix is better. Two mixes can look close in return and be very different in how they felt — the worst-drop column is where that shows up.
It is not investment advice, not a recommendation, and not a forecast. The mixes are arithmetic over past data — fixed pairs, same rules for everyone. We publish no ratings and no "best fund" list. Past performance is not a reliable indicator of future results.
Related: all mixes · rankings by category · fund pages · guides · interactive explorer