Balanced is the middle of the road: a broad equity fund blended with something that zig-zags at different times. Neither the calmest nor the fastest. Every mix below is a fixed two-fund blend, held through the same window with the same rules: dividends reinvested and fund fees already deducted. Data as of 2026-09-25 — history, not a forecast.
| Mix | Return a year | Sharpe | Worst drop | Funds it holds |
|---|---|---|---|---|
| VRIG + SMH VRIG 65% + SMH 35% — a steadier version of SMH | +15.0% | 1.23 | -20.0% | VRIG 65% · SMH 35% |
| GLD + EWT GLD 70% + EWT 30% — a steadier version of EWT | +15.0% | 0.95 | -23.6% | GLD 70% · EWT 30% |
| VRIG + FTXL VRIG 60% + FTXL 40% — a steadier version of FTXL | +14.9% | 1.01 | -21.6% | VRIG 60% · FTXL 40% |
| GLD + QQQ GLD 75% + QQQ 25% — a steadier version of QQQ | +14.9% | 1.00 | -19.7% | GLD 75% · QQQ 25% |
| OPPJ + VRIG OPPJ 80% + VRIG 20% — a steadier version of OPPJ | +14.9% | 1.14 | -32.6% | OPPJ 80% · VRIG 20% |
| GLD + MGK GLD 70% + MGK 30% — a steadier version of MGK | +14.9% | 1.02 | -19.8% | GLD 70% · MGK 30% |
| VTI + GLD VTI 80% + GLD 20% — a steadier version of VTI | +14.8% | 0.98 | -29.3% | VTI 80% · GLD 20% |
| IWY + VRIG IWY 70% + VRIG 30% — a steadier version of IWY | +14.8% | 1.01 | -25.2% | IWY 70% · VRIG 30% |
| GLD + ONEQ GLD 70% + ONEQ 30% — a steadier version of ONEQ | +14.8% | 1.02 | -19.5% | GLD 70% · ONEQ 30% |
| MGK + VRIG MGK 70% + VRIG 30% — a steadier version of MGK | +14.8% | 0.96 | -26.2% | MGK 70% · VRIG 30% |
| OPPJ + FLRN OPPJ 80% + FLRN 20% — a steadier version of OPPJ | +14.8% | 1.14 | -32.8% | OPPJ 80% · FLRN 20% |
| OPPJ + FLOT OPPJ 80% + FLOT 20% — a steadier version of OPPJ | +14.8% | 1.14 | -32.8% | OPPJ 80% · FLOT 20% |
| RSP + COPX RSP 75% + COPX 25% — a steadier version of COPX | +14.7% | 0.66 | -42.5% | RSP 75% · COPX 25% |
| FLRN + SMH FLRN 65% + SMH 35% — a steadier version of SMH | +14.7% | 1.23 | -21.4% | FLRN 65% · SMH 35% |
| FLOT + SMH FLOT 65% + SMH 35% — a steadier version of SMH | +14.7% | 1.24 | -20.4% | FLOT 65% · SMH 35% |
| IWY + FLRN IWY 70% + FLRN 30% — a steadier version of IWY | +14.7% | 1.01 | -24.6% | IWY 70% · FLRN 30% |
| IWY + FLOT IWY 70% + FLOT 30% — a steadier version of IWY | +14.7% | 1.01 | -24.8% | IWY 70% · FLOT 30% |
| MGK + FLRN MGK 70% + FLRN 30% — a steadier version of MGK | +14.6% | 0.96 | -26.1% | MGK 70% · FLRN 30% |
| MGK + FLOT MGK 70% + FLOT 30% — a steadier version of MGK | +14.6% | 0.96 | -26.1% | MGK 70% · FLOT 30% |
| FLRN + FTXL FLRN 60% + FTXL 40% — a steadier version of FTXL | +14.6% | 1.01 | -22.4% | FLRN 60% · FTXL 40% |
| FLOT + FTXL FLOT 60% + FTXL 40% — a steadier version of FTXL | +14.6% | 1.01 | -21.5% | FLOT 60% · FTXL 40% |
| VYM + COPX VYM 75% + COPX 25% — a steadier version of COPX | +14.6% | 0.73 | -39.9% | VYM 75% · COPX 25% |
| VYM + UGA VYM 80% + UGA 20% — a steadier version of UGA | +14.0% | 0.72 | -44.5% | VYM 80% · UGA 20% |
| VEA + COPX VEA 75% + COPX 25% — a steadier version of COPX | +13.2% | 0.60 | -44.4% | VEA 75% · COPX 25% |
| VEA + UGA VEA 80% + UGA 20% — a steadier version of UGA | +12.9% | 0.64 | -44.9% | VEA 80% · UGA 20% |
| VXUS + COPX VXUS 75% + COPX 25% — a steadier version of COPX | +12.8% | 0.58 | -44.5% | VXUS 75% · COPX 25% |
| IEFA + COPX IEFA 75% + COPX 25% — a steadier version of COPX | +12.7% | 0.59 | -43.7% | IEFA 75% · COPX 25% |
| IEFA + UGA IEFA 80% + UGA 20% — a steadier version of UGA | +12.3% | 0.61 | -44.2% | IEFA 80% · UGA 20% |
The order is arithmetic over past data and is not a judgement about which mix is better. Two mixes can look close in return and be very different in how they felt — the worst-drop column is where that shows up.
It is not investment advice, not a recommendation, and not a forecast. The mixes are arithmetic over past data — fixed pairs, same rules for everyone. We publish no ratings and no "best fund" list. Past performance is not a reliable indicator of future results.
Related: all mixes · rankings by category · fund pages · guides · interactive explorer