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XLY — State STREET(R) Consumer Discretionary Select…

Data as of 2026-09-29 · US · Sectors · window 2016-09-29 → 2026-09-29 (10.0 years) · returns assume dividends reinvested, net of fund fees · Market Data from Tiingo.com

What the history says

XLY
Total return+204.5%
Annualised (CAGR)+11.8%
Volatility (annualised)+20.3%
Sharpe (rf = 0)0.58
Deepest drawdown-39.7%
Drawdown peak → trough2021-11-19 → 2022-12-28
Dividend yield (12m distributions)0.86% (as of 2026-09-29)

Over the 10.0 years to 2026-09-29 the fund returned +204.5% in total (+11.8% a year), with a deepest drawdown of -39.7% from 2021-11-19 to 2022-12-28. Its worst calendar year was 2022 (-36.3%), its best 2023 (+39.6%).

Every calendar year

Calendar-year returns (net of fees, dividends reinvested)
YearXLY
2026-8.0%
2025+7.4%
2024+26.5%
2023+39.6%
2022-36.3%
2021+27.9%
2020+29.6%
2019+28.4%
2018+1.6%
2017+22.8%
2016+3.1%

Common questions

How much has XLY returned over the last 10 years?

+204.5% in total, which works out to +11.8% a year over the 10 years to 2026-09-29. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.

What was XLY's worst year?

2022 — its calendar-year return was -36.3% (net of fees, dividends reinvested). Its best year was 2023 (+39.6%).

How deep was XLY's worst drawdown?

-39.7%, from a peak on 2021-11-19 to a trough on 2022-12-28. From that trough it took 679 days (about 22.3 months) to climb back to the earlier peak.

Does XLY pay dividends?

Over the last 12 months it distributed 0.86% of its share price (as of 2026-09-29). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.

What this page does not say

It does not say XLY is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -39.7% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.

Run your own window, add fees or a second fund: open XLY in the tool. History is shown as history, never sold as a forecast.

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