| USERX | |
|---|---|
| Total return | +275.30% |
| Annualised (CAGR) | +14.14% |
| Volatility (annualised) | +34.51% |
| Sharpe (rf = 0) | 0.41 |
| Deepest drawdown | -43.47% |
| Drawdown peak → trough | 2021-06-10 → 2022-09-26 |
| Dividend yield (12m distributions) | 5.49% (as of 2026-10-02) |
Over the 10.0 years to 2026-10-02 the fund returned +275.30% in total (+14.14% a year), with a deepest drawdown of -43.47% from 2021-06-10 to 2022-09-26. Its worst calendar year was 2016 (-24.06%), its best 2025 (+167.46%).
| Year | USERX |
|---|---|
| 2026 | +5.42% |
| 2025 | +167.46% |
| 2024 | +16.76% |
| 2023 | +1.44% |
| 2022 | -17.44% |
| 2021 | -10.82% |
| 2020 | +37.04% |
| 2019 | +51.34% |
| 2018 | -14.29% |
| 2017 | +13.07% |
| 2016 | -24.06% |
+275.30% in total, which works out to +14.14% a year over the 10 years to 2026-10-02. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.
2016 — its calendar-year return was -24.06% (net of fees, dividends reinvested). Its best year was 2025 (+167.46%).
-43.47%, from a peak on 2021-06-10 to a trough on 2022-09-26. From that trough it took 753 days (about 24.7 months) to climb back to the earlier peak.
Over the last 12 months it distributed 5.49% of its share price (as of 2026-10-02). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.
It does not say USERX is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -43.47% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.