| VTIP | |
|---|---|
| Total return | +33.4% |
| Annualised (CAGR) | +2.9% |
| Volatility (annualised) | +2.3% |
| Sharpe (rf = 0) | 1.25 |
| Deepest drawdown | -6.3% |
| Drawdown peak → trough | 2020-03-05 → 2020-03-18 |
| Fee (annual expense ratio) | 0.04% |
| Dividend yield (12m distributions) | 4.19% (as of 2026-09-29) |
Over the 10.0 years to 2026-09-29 the fund returned +33.4% in total (+2.9% a year), with a deepest drawdown of -6.3% from 2020-03-05 to 2020-03-18. Its worst calendar year was 2022 (-3.0%), its best 2025 (+6.1%).
| Year | VTIP |
|---|---|
| 2026 | +0.9% |
| 2025 | +6.1% |
| 2024 | +4.7% |
| 2023 | +4.6% |
| 2022 | -3.0% |
| 2021 | +5.4% |
| 2020 | +4.9% |
| 2019 | +4.9% |
| 2018 | +0.6% |
| 2017 | +0.8% |
| 2016 | -0.2% |
+33.4% in total, which works out to +2.9% a year over the 10 years to 2026-09-29. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.
2022 — its calendar-year return was -3.0% (net of fees, dividends reinvested). Its best year was 2025 (+6.1%).
-6.3%, from a peak on 2020-03-05 to a trough on 2020-03-18. From that trough it took 82 days (about 2.7 months) to climb back to the earlier peak.
Over the last 12 months it distributed 4.19% of its share price (as of 2026-09-29). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.
0.04% a year, and it is already deducted from every return figure on this page. A fund charges it inside the fund rather than billing you, which is why fee differences show up as a smaller final balance, not as a line item.
It does not say VTIP is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -6.3% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.