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VMBS — Vanguard MORTGAGE-BACKED Securities Index Fund ETF…

Data as of 2026-09-29 · US · Bonds · window 2016-09-29 → 2026-09-29 (10.0 years) · returns assume dividends reinvested, net of fund fees · Market Data from Tiingo.com

What the history says

VMBS
Total return+9.2%
Annualised (CAGR)+0.9%
Volatility (annualised)+5.2%
Sharpe (rf = 0)0.17
Deepest drawdown-17.5%
Drawdown peak → trough2021-01-05 → 2022-10-20
Dividend yield (12m distributions)4.40% (as of 2026-09-29)

Over the 10.0 years to 2026-09-29 the fund returned +9.2% in total (+0.9% a year), with a deepest drawdown of -17.5% from 2021-01-05 to 2022-10-20. Its worst calendar year was 2022 (-11.9%), its best 2025 (+8.4%).

Every calendar year

Calendar-year returns (net of fees, dividends reinvested)
YearVMBS
2026-2.9%
2025+8.4%
2024+1.7%
2023+5.3%
2022-11.9%
2021-1.3%
2020+3.8%
2019+6.2%
2018+0.9%
2017+2.5%
2016-2.2%

Common questions

How much has VMBS returned over the last 10 years?

+9.2% in total, which works out to +0.9% a year over the 10 years to 2026-09-29. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.

What was VMBS's worst year?

2022 — its calendar-year return was -11.9% (net of fees, dividends reinvested). Its best year was 2025 (+8.4%).

How deep was VMBS's worst drawdown?

-17.5%, from a peak on 2021-01-05 to a trough on 2022-10-20. From that trough it took 1092 days (about 35.9 months) to climb back to the earlier peak.

Does VMBS pay dividends?

Over the last 12 months it distributed 4.40% of its share price (as of 2026-09-29). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.

What this page does not say

It does not say VMBS is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -17.5% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.

Run your own window, add fees or a second fund: open VMBS in the tool. History is shown as history, never sold as a forecast.

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