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TLT — iShares 20+ Year Treasury Bond ETF

Data as of 2026-09-29 · US · Bonds · window 2016-09-29 → 2026-09-29 (10.0 years) · returns assume dividends reinvested, net of fund fees · Market Data from Tiingo.com

What the history says

TLT
Total return-25.0%
Annualised (CAGR)-2.8%
Volatility (annualised)+13.6%
Sharpe (rf = 0)-0.21
Deepest drawdown-48.3%
Drawdown peak → trough2020-08-04 → 2023-10-19
Fee (annual expense ratio)0.15%
Dividend yield (12m distributions)4.97% (as of 2026-09-29)

Over the 10.0 years to 2026-09-29 the fund returned -25.0% in total (-2.8% a year), with a deepest drawdown of -48.3% from 2020-08-04 to 2023-10-19. Its worst calendar year was 2022 (-31.2%), its best 2020 (+18.2%).

Every calendar year

Calendar-year returns (net of fees, dividends reinvested)
YearTLT
2026-7.5%
2025+4.2%
2024-8.1%
2023+2.8%
2022-31.2%
2021-4.6%
2020+18.2%
2019+14.1%
2018-1.6%
2017+9.2%
2016-13.4%

Common questions

How much has TLT returned over the last 10 years?

-25.0% in total, which works out to -2.8% a year over the 10 years to 2026-09-29. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.

What was TLT's worst year?

2022 — its calendar-year return was -31.2% (net of fees, dividends reinvested). Its best year was 2020 (+18.2%).

How deep was TLT's worst drawdown?

-48.3%, from a peak on 2020-08-04 to a trough on 2023-10-19. As of 2026-09-29 it had not climbed back to that earlier peak.

Does TLT pay dividends?

Over the last 12 months it distributed 4.97% of its share price (as of 2026-09-29). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.

What is TLT's expense ratio?

0.15% a year, and it is already deducted from every return figure on this page. A fund charges it inside the fund rather than billing you, which is why fee differences show up as a smaller final balance, not as a line item.

What this page does not say

It does not say TLT is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -48.3% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.

Run your own window, add fees or a second fund: open TLT in the tool. History is shown as history, never sold as a forecast.

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