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SCHH — Schwab U.S. REIT ETF

Data as of 2026-09-29 · US · Sectors · window 2016-09-29 → 2026-09-29 (10.0 years) · returns assume dividends reinvested, net of fund fees · Market Data from Tiingo.com

What the history says

SCHH
Total return+38.0%
Annualised (CAGR)+3.3%
Volatility (annualised)+17.7%
Sharpe (rf = 0)0.18
Deepest drawdown-44.2%
Drawdown peak → trough2020-02-21 → 2020-03-23
Dividend yield (12m distributions)3.05% (as of 2026-09-29)
Rebalancing (from its prospectus)Quarterly

Rebalancing: per the fund's prospectus summary, the fund is rebalanced quarterly. That schedule is set by the index provider, not by a view on where the market is going — and it says nothing about how often you should rebalance a portfolio; that side is covered in how often index funds rebalance.

Over the 10.0 years to 2026-09-29 the fund returned +38.0% in total (+3.3% a year), with a deepest drawdown of -44.2% from 2020-02-21 to 2020-03-23. Its worst calendar year was 2022 (-25.0%), its best 2021 (+41.1%).

Every calendar year

Calendar-year returns (net of fees, dividends reinvested)
YearSCHH
2026+8.7%
2025+2.2%
2024+5.0%
2023+11.2%
2022-25.0%
2021+41.1%
2020-14.8%
2019+22.9%
2018-4.2%
2017+3.7%
2016-3.3%

Common questions

How much has SCHH returned over the last 10 years?

+38.0% in total, which works out to +3.3% a year over the 10 years to 2026-09-29. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.

What was SCHH's worst year?

2022 — its calendar-year return was -25.0% (net of fees, dividends reinvested). Its best year was 2021 (+41.1%).

How deep was SCHH's worst drawdown?

-44.2%, from a peak on 2020-02-21 to a trough on 2020-03-23. From that trough it took 444 days (about 14.6 months) to climb back to the earlier peak.

Does SCHH pay dividends?

Over the last 12 months it distributed 3.05% of its share price (as of 2026-09-29). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.

What this page does not say

It does not say SCHH is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -44.2% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.

Run your own window, add fees or a second fund: open SCHH in the tool. History is shown as history, never sold as a forecast.

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