| SCHD | |
|---|---|
| Total return | +229.0% |
| Annualised (CAGR) | +12.6% |
| Volatility (annualised) | +15.2% |
| Sharpe (rf = 0) | 0.83 |
| Deepest drawdown | -33.4% |
| Drawdown peak → trough | 2020-01-23 → 2020-03-23 |
| Fee (annual expense ratio) | 0.06% |
| Dividend yield (12m distributions) | 3.21% (as of 2026-09-29) |
| Rebalancing (from its prospectus) | Quarterly |
Rebalancing: per the fund's prospectus summary, the fund is rebalanced quarterly. That schedule is set by the index provider, not by a view on where the market is going — and it says nothing about how often you should rebalance a portfolio; that side is covered in how often index funds rebalance.
Over the 10.0 years to 2026-09-29 the fund returned +229.0% in total (+12.6% a year), with a deepest drawdown of -33.4% from 2020-01-23 to 2020-03-23. Its worst calendar year was 2018 (-5.6%), its best 2021 (+29.9%).
| Year | SCHD |
|---|---|
| 2026 | +22.7% |
| 2025 | +4.3% |
| 2024 | +11.7% |
| 2023 | +4.6% |
| 2022 | -3.2% |
| 2021 | +29.9% |
| 2020 | +15.1% |
| 2019 | +27.3% |
| 2018 | -5.6% |
| 2017 | +20.8% |
| 2016 | +4.8% |
+229.0% in total, which works out to +12.6% a year over the 10 years to 2026-09-29. Both figures assume dividends were reinvested and the fund's own fees were already deducted, so they are what an investor would have kept — before tax.
2018 — its calendar-year return was -5.6% (net of fees, dividends reinvested). Its best year was 2021 (+29.9%).
-33.4%, from a peak on 2020-01-23 to a trough on 2020-03-23. From that trough it took 163 days (about 5.4 months) to climb back to the earlier peak.
Over the last 12 months it distributed 3.21% of its share price (as of 2026-09-29). That is a past distribution, not a promise of future income, and it is already counted in every return figure on this page.
0.06% a year, and it is already deducted from every return figure on this page. A fund charges it inside the fund rather than billing you, which is why fee differences show up as a smaller final balance, not as a line item.
It does not say SCHD is a good or bad fund, and it is not a forecast. Returns above are history: they already include dividends and already exclude the fund's own fees. A drawdown of -33.4% means an investor who bought at the peak would have watched that much value disappear before it recovered — how long that takes is the part most tables leave out.